{"id":5525,"date":"2016-06-28T08:00:54","date_gmt":"2016-06-28T08:00:54","guid":{"rendered":"https:\/\/dev2.facadeinteractive.com\/srddlaw\/?p=5525"},"modified":"2017-12-08T22:22:36","modified_gmt":"2017-12-08T22:22:36","slug":"car-passengers-can-obtain-compensation-accident-new-york","status":"publish","type":"post","link":"https:\/\/www.stengerglass.com\/car-passengers-can-obtain-compensation-accident-new-york\/","title":{"rendered":"How Car Passengers Can Obtain Compensation after an Accident in New York"},"content":{"rendered":"

As a passenger who has been injured in an accident in New York,<\/a> understanding your rights can be somewhat complicated. This is due in large part to New York\u2019s \u201cno-fault\u201d insurance laws, which vary from the auto accident liability laws in most states around the country. However, this should not dissuade you from seeking just compensation. In fact, New York\u2019s no-fault system<\/a> is actually intended to make it faster and easier to recover the compensation you deserve.<\/p>\n

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Possible Sources of Compensation for Passengers Injured in Vehicle Accidents<\/h2>\n

If you have been injured as a passenger in an auto accident<\/a>, you could have claims for compensation from a number of different sources:<\/p>\n

1. Your Insurance<\/h3>\n

As a passenger, you may be entitled to compensation under your own auto insurance policy. The same applies to any passengers covered by your insurance (such as your spouse or children) if you are behind the wheel when an accident occurs. Under New York\u2019s no-fault insurance laws, all auto insurance policies must include a mandatory minimum of $50,000 in no-fault coverage. \u201cNo-fault\u201d means that the insurance company is required to pay the insured\u2019s medical bills, lost wages, and certain other expenses, regardless of who was at fault in the accident. This coverage is also commonly referred to as Personal Injury Protection (PIP).<\/p>\n

2. The At-Fault Driver\u2019s \u00a0Insurance<\/h3>\n

If one or more drivers were at fault in the accident (including the driver of the vehicle in which you were a passenger), you may be able to file what is known as a \u201cthird-party claim\u201d against the at-fault driver\u2019s insurance. However, there are certain limits on passengers\u2019 ability to file third-party claims law. For example:<\/p>\n